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Insurance for your retail business

Whether you are a Supermarket or Hardware Chain, Builders Merchants, Off Licences, Petrol Station or Wholesaler, we have a solution for you.

We will work closely to understand your business and design a programme specifically for your requirements ensuring adequate cover in place for your assets and staff.

The insurers at our disposal have specialist schemes for the retail industry and work closely with trade associations so that the cover provided moves with the times.

Covers Available

  • Property & Accidental Damage

    Cover for your buildings, contents, stock and any physical asset

  • Business Interruption

    Cover for Loss of Profits/Income in the event of a insured event under Property Damage Section

  • Public and Products Liability

    Cover for your liability to Third Parties who suffer injury or damage as a result of your negligence

  • Employers Liability

    A Legal Requirement - Cover for your Employees who suffer an accident/injury during the course of the business and you are negligent

  • Engineering Insurance

    Inspection - A statutory requirement

  • Directors & Officers Liability

    Cover the Directors & Officers of the company including personal assets in the event of a wrongful act

  • Goods In Transit

    Cover for goods whilst being transported either by road, rail, sea or air in the UK and Worldwide

  • Legal Expenses

    Cover for Legal costs involved in defending a range of employment or business disputes

  • Motor Fleet

    This is a legal requirement if you own multiple vehicles. Fleet cover is available from 3 vehicles upwards with a variety of cover & driver options.

  • Frozen Food Cover

    Cover for goods against deterioration or contamination caused by a change in temperature of fridge/cold store

  • Product Recall

    Cover for the costs of recalling and replacing a product with a safe one

Why Choose Us

  • Dedicated Account Handler

    You will be allocated an experienced and dedicated Account Manager and Account Handler who will be specifically tasked with managing your portfolio.

  • Dedicated Claims Handler

    Your dedicated Claims Handler will be available to guide you through the claims process should you have to make a claim. They will provide liaison with insurers, loss adjusters and solicitors as required by the type of claim.

  • A Flexible Approach

    Our Flexible Approach allows us to provide the service you require, whether it’s face to face meetings or advice over the phone, we will provide a service to match.

  • A Personal Service

    We provide a dedicated and personal approach that gives our clients confidence and security; leaving them free to focus on running their businesses.

  • An Experienced Team

    Our experienced Commercial Team will provide a dedicated and bespoke solution to meet your business insurance requirements.

  • A Tailored Solution

    Our team will take the time to understand your business, taking time to assess the risks you face. We will tailor our service to your requirements as a business.

One Customer's story

“Circuit Supply have used the services of One Insurance Solution for many years and have complete confidence in their ability to deliver the right product at the right price.Their Client Manager understands our business and offers a 1st class personal service to our company.

We are constantly approached by other Insurance companies but have never felt it necessary to look elsewhere.” Carl Hill, Circuit Supply

“With our niche electronics business, Simple Solutions specialises in embedded communications into the Machine-to-Machine (M2M) markets, most insurers found it hard to understand our needs and supply an insurance package to suit, we’ve been working with One Insurance since 2006 and have been greatly impressed with the services they have provided, we would happily recommend them.” Colin Halligan, Simple Solutions