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Insurance for Contractors

We specialise in providing insurance to the Construction Industry and understand the risks associated to the trades involved.

Our specialist brokers have access to the leading construction insurers and can provide a solution tailored to your needs. Whether you are a bricklayer, plumber, electrician or roofer, scaffolder or carpenter we can help. We have specialist schemes available to high risk trades.

We work closely with our clients to understand their requirements so that we can design the right programme to meet those needs. 

Covers Available

  • Contractors All Risks

    Cover for the Contract Site, Own & Hired in Plant, the tools and temporary buildings

  • Public Liability

    Cover for your liability to Third Parties who suffer injury or damage as a result of your negligence.

  • Products Liability

    Cover for your liability to Third Parties who suffer injury or damage as a result of your product.

  • Employers Liability

    A Legal Requirement - Cover for your Employees who suffer an accident/injury during the course of the business and you are negligent

  • Employees Tools

    Cover for your Employees Own Personal Tools

  • JCT Contract (6.5.1) Extension

    Cover for damage to adjacent or surrounding property in the course of a contract, policy available in Joint Names with the Employer.

  • Motor Fleet

    This is a legal requirement if you own multiple vehicles. Fleet cover is available from 3 vehicles upwards with a variety of cover & driver options

Why Choose Us

  • Dedicated Account Handler

    You will be allocated an experienced and dedicated Account Manager and Account Handler who will be specifically tasked with managing your portfolio.

  • Dedicated Claims Handler

    Your dedicated Claims Handler will be available to guide you through the claims process should you have to make a claim. They will provide liaison with insurers, loss adjusters and solicitors as required by the type of claim.

  • A Flexible Approach

    Our Flexible Approach allows us to provide the service you require, whether it’s face to face meetings or advice over the phone, we will provide a service to match.

  • A Personal Service

    We provide a dedicated and personal approach that gives our clients confidence and security; leaving them free to focus on running their businesses.

  • An Experienced Team

    Our experienced Commercial Team will provide a dedicated and bespoke solution to meet your business insurance requirements.

  • A Tailored Solution

    Our team will take the time to understand your business, taking time to assess the risks you face. We will tailor our service to your requirements as a business.

One Customer's story

“One Insurance Solution provide both our fleet & liability insurance and we find it extremely helpful that we have just one contact at One Insurance Solution who deals with our policies. One Insurance Solution have provided us with an excellent service and offer very competitive premiums which is why we have used them for several years.” Kelly Gorssin, C&F Scaffolding Ltd

“We are very happy with the service and products offered through One Insurance Solution and find it a pleasure to deal with such a competent and experienced team.” Hayley Knightley, Drew Smith Group